Credit Officer
Job Description
- We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
- Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
- Ultimately, you will help our clients acquire loans in a timely manner and ensure that the loan is being repaid as at when due while ensuring we comply with the law
Responsibilities
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor the progress of existing loans
- Keep daily records (Daily Collection Sheet, Ledger etc)
- Recover default if any from the customer
- Prepare timely report
- Any other function as assigned by the Branch Manager
Skills / Competencies:
- Integrity and diligence
- Product knowledge
- Communication skills
- Excellent customer service
- Relationship management
- Target-driven
- Team-player
- Computer literacy
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
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