Jobs at Excel and Grace Consulting – Hiring Now

Job Summary

• We are seeking a highly motivated and detail-oriented Accountant to join our growing team.
• The Accountant will play a crucial role in managing the financial operations of our construction projects, ensuring accurate record-keeping, and providing insightful financial analysis to support project management and decision-making.

Responsibilities

• Track and analyze project costs, including labor, materials, equipment, and subcontractor expenses.
• Prepare and maintain project budgets and forecasts.
• Monitor cost variances and provide explanations for deviations.
• Allocate overhead costs to projects accurately.
• Prepare project cost reports and provide regular updates to project managers.
• Assist in the preparation of monthly, quarterly, and annual financial statements
• Reconcile general ledger accounts and bank statements.
• Process invoices and payments to vendors and subcontractors.
• Ensure timely collection of payments from clients.
• Reconcile accounts payable and accounts receivable balances.
• Maintain payroll records and ensure compliance with relevant regulations.
• Participate in the development and monitoring of the company’s annual budget.
• Prepare financial forecasts and projections.
• Implement and maintain internal controls to safeguard company assets.
• Ensure compliance with company policies and procedures.
• Perform other accounting and finance-related tasks as assigned.

Qualifications

• Bachelor’s Degree in Accounting or a related field.
• Minimum of 2 years of experience in accounting, preferably in the construction industry.
• Strong understanding of construction accounting principles and practices.
• Proficiency in accounting software (e.g., QuickBooks, Sage, Xero, specific construction software) and Microsoft Excel.
• Excellent analytical and problem-solving skills.
• Strong attention to detail and accuracy.
• Ability to work independently and as part of a team.
• Excellent communication and interpersonal skills.

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Job Summary

• The Loan Officer is responsible for the entire loan lifecycle, from initial client assessment and loan application processing to disbursement, monitoring, and recovery.
• The role requires strong analytical, interpersonal, and communication skills, as well as a deep understanding of credit risk and lending policies.

Key Responsibilities

• Actively source and acquire new clients within the target market.
• Build and maintain strong relationships with existing clients.
• Conduct thorough client interviews and needs assessments.
• Educate clients on loan products, terms, and conditions.
• Collect and analyze client financial information, including income statements, balance sheets, and cash flow projections.
• Assess creditworthiness and determine loan eligibility based on established criteria.
• Prepare loan applications and supporting documentation.
• Present loan applications to the Credit Committee for approval.
• Disburse approved loans to clients in accordance with bank policies and procedures.
• Monitor loan performance and ensure timely repayments.
• Implement appropriate recovery strategies for delinquent loans.
• Initiate legal action for non-performing loans as necessary.
• Maintain accurate and up-to-date client records.
• Ensure compliance with all relevant banking regulations and internal policies.
• Prepare regular reports on loan portfolio performance.
• Participate in training and development programs to enhance skills and knowledge.

Qualifications

• High school diploma from a reputable institution
• 1-2 years of experience in microfinance lending or a related field.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite.

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