Risk Analyst
Responsibilities
- Analyze, review, and process credit requests for approval in line with the approval grid.
- Ensure 100% compliance with the Bank’s Credit Policies and Procedure
- Prioritize strict adherence to conditions precedent to drawdown and due diligence on documentation requirements on all transactions.
- Ensure the conduct of post-disbursement review of credit facilities.
- Collateral Management: Update the company’s collateral register for its loan assets for accuracy.
- Monitor and track the loan portfolio to ensure adherence to repayment milestones, covenants, and conditions and drive prompt repayment on all transactions.
- Conduct periodic portfolio review and report to the GH, Risk Management
- Monitoring of market risk and operational risk indicators to identify variances where applicable and ensure variances are minimized.
- Assist the GH, Risk Management in the product & policy development processes to ensure all inherent risks in the Bank’s product offerings are adequately dimensioned.
- Any other tasks that may be assigned by the GH, Risk Management
Qualifications
- Bachelor’s Degree in Business Administration, Finance, Business, Economics, Statistics, or a related field. Professional certifications are an added advantage.
- Minimum of 3 years of experience in risk analysis or a related field within the financial industry.
- Strong analytical skills with the ability to interpret complex data sets and trends.
- Excellent communication, presentation skills, and interpersonal skills to convey complex risk-related information to diverse audiences.
- Knowledge of regulatory requirements and compliance standards related to risk management.
- Ability to work collaboratively in a team environment and adapt to evolving priorities.
- Proficiency in risk assessment methodologies, statistical analysis tools, risk modeling techniques.
Attributes:
- Strategic thinker with a proactive approach to financial management.
- Strong leadership and team management abilities.
- Ability to thrive in a fast-paced and dynamic environment.
- Detail-oriented with a focus on accuracy and compliance.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
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