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Senior Credit Analyst at Branch International – Apply Now

Senior Credit Analyst

Job Overview

  • Based out of our Lagos office, you will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.

Responsibilities

  • Build and maintain a user-level valuations model to inform future product and marketing decisions and analyze drivers of profitability
  • Monitor and update credit policy to optimize for company risk, profitability, and growth targets
  • Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
  • Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis
  • Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
  • Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability
  • Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
  • Support the marketing and product team with their data needs

Qualifications

  • 3-5+ years of relevant experience
  • Fluency in SQL, R/Python or (a similar statistical analysis tool) 
  • Previous experience in analytics and/or quantitative modelling, using large datasets
  • Experience analyzing, visualizing, and communicating impactful insights to management, investors and/or auditors
  • Strong strategic thinking and problem-solving skills
  • Enthusiasm for working across cultures, functions, and time zones
  • You are highly entrepreneurial. You take the initiative to solve problems before they arise. You’ve started and/or contributed to projects you’re passionate about.
  • You are a great collaborator. You know that startups are a team sport. You listen to others, speak your mind, and ask the right questions.

Method of Application

Interested and qualified? Go to Branch International on branchinternational.applytojob.com to apply

CLICK HERE TO APPLY

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